• Store extra checks, credit cards, documents that list your Social Security number, and similar items in a safe place.
• Shred all credit card receipts and solicitations, ATM receipts, bank account and credit card statements, canceled checks, and other financial documents before you throw them away.

• Store passwords in a safe place if you can’t memorize them and never take them with you.
• Never write your PIN on the back of your ATM/Debit Card or Credit Card.
• Frequently change your passwords.
• Use a combination of numbers and letters for passwords, and never use easy-to-guess passwords or any series of consecutive numbers. Avoid selecting PIN’s and passwords that will be easy for an identity thief to figure out. (i.e. never use any part of your Social Security Number, birth date, middle name, spouse’s name, child’s name, pet’s name, mother’s maiden name, your address, consecutive numbers, or anything a thief could easily deduce or discover.)
• Do not carry PIN’s and passwords in your wallet or purse or keep them near your checkbook, credit cards, or ATM/Debit Cards.

• Do not carry more checks, credit cards, ATM/Debit Cards and other bank items in your wallet or purse than you really expect to need.
• Do not carry your Social Security number in your wallet or purse.
• Never leave your purse or wallet unattended, even for a minute. (Airport security lines create new challenges. Attempt to minimize the time your purse or wallet is out of sight.)

• Use common sense and be suspicious when things do not seem right.
• Be suspicious of any proposed transaction that requires you to send an advance payment or deposit by wire transfer.
• Shred documents containing Social Security Numbers, account numbers, or debit/credit card numbers.
• Choose to do business with companies that are reputable. Of particular concern are those with whom you deal online.
• Never use public computers at libraries, internet cafes etc, to view financial information or to conduct financial transactions.

• File a police report and call the Federal Trade Commission’s toll-free “Identity Theft Hotline” at 1-877-438-4338.
• Notify the three credit bureau’s fraud departments. Request that a “fraud alert” be placed in your file, as well as a victim’s statement asking that creditors call you before opening any new accounts. Equifax (800) 525-6285 Experian (888) 397-3742 TransUnion (800) 680-7289
• Notify the Social Security Administration: (800) 269-0271
• Request a copy of your credit report. Credit reports are free to fraud victims.
• Contact your creditors for any accounts that have been opened fraudulently.
• Close your accounts and obtain new credit, debit and ATM cards.
• Report any suspected stolen mail to your local postal inspector and check the post office for unauthorized change of address requests.
• If you should ever lose or have your Debit Card stolen, please report it as follows: 800-500-1044
• Contact Commercial Capital Bank at 318-878-2274.

Corporate Account Takeover is the business equivalent of personal identity theft. Hackers, backed by professional criminal organizations, are targeting small and medium businesses to obtain access to their web banking credentials or remote control of their computers. These hackers will then drain the deposit and credit lines of the compromised bank accounts, funneling the funds through mules that quickly redirect the monies overseas into hackers accounts.
As a business owner, you need an understanding of how to take proactive steps and avoid, or at least minimize, most threats.

• Use a dedicated computer for financial transactional activity. DO NOT use this computer for general web browsing and email
• Apply operating system and application updates (patches) regularly
• Ensure that anti-virus/spyware software is installed, functional and is updated with the most current version
• Have host-based firewall software installed on computers
• Use latest versions of Internet browsers, such as Explorer, Firefox or Google Chrome with pop-up blockers and keep patches up to date
• Turn off your computer when not in use
• Do not approve transactions by batching them together; be sure to review and approve each one individually
• Review your banking transactions and your credit report regularly
• Contact your information technology provider to determine the best way to safeguard the security of your computers and networks
• Call us immediately if you believe that your Commercial Capital Bank account has been compromised.

Visa Purchase Alerts allows card holders to receive real-time email alerts when purchases are made with their VISA debit card.   Sign up in three easy steps:

1. Check to make sure your card is eligible
2. Register your email or mobile device to receive VISA Purchase Alerts
3. Choose the notification triggers that match your needs

These are the notification alert options:

• Alert when a purchase meets or exceeds a certain dollar amount
• Alert when the card is used outside of the United States
• Alert when a purchase is made online or by phone

To get started go to :

https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html

Click Check eligibility

Enter your card number and then follow the steps to set up your account.

Once your account is set up, go to your settings  to set your alert options.