We understand that every business is different – and that’s why we’re dedicated to providing multiple commercial checking options to meet the unique needs of your business.
We offer everything from basic commercial checking for small businesses to interest-bearing accounts, money market accounts and other options that are ideal for larger businesses. For your convenience, we also offer debit cards for your checking account upon request.
Commercial Regular Checking
The service charges for this account are fairly set – with an option to avoid them altogether.
Must deposit $100.00 to open
Monthly charges based on minimum balance:
$1,000.00 and above – no charge
$999.00 and below – $10.00
Unlimited check writing
No interest
Commercial Capital Account
This account is designed for companies with moderate-to-high transaction levels.
Pricing is based on the monthly collected balance and activity, and a service charge is assessed only if the cost of services exceeds the earnings credit allowance.
Must deposit $100.00 to open
Monthly maintenance fee of $8.00;
$.15 per check written;
$.05 per item deposited
Interest is not paid on this account. However, we do calculate an earnings credit allowance when the average collected balance for your account is positive. If your earnings credit exceeds the account charges for the statement period, there is no service charge. If your charges exceed the earnings credit allowance, your account will be charged the difference. The interest rate utilized to determine the earnings credit will be adjusted by the bank based on current market conditions.
If the average collected balance for the month is negative, a fee will be charged using a daily rate based on the Commercial Capital Bank Prime Rate
Business Interest Bearing Account
Get the best of both worlds – checking account accessibility, plus investment earning power.
By law, this account is limited to sole proprietorships and nonprofit organizations operated primarily for religious, charitable, educational or similar purposes.
Must deposit $100.00 to open Interest is credited to your account monthly on the statement date
Interest is accrued on your daily collected balance
Interest rate paid is established at the discretion of Commercial Capital Bank and may change an any time
Each day your collected balance is $1,500.00 or more, you will earn interest on the entire collected balance
Each month your account will be charged $.05 for each item deposited and $.15 for each check written
If your average collected balance drops below $1,500.00 per statement cycle, you will incur a $10.00 monthly service charge
Commercial Money Market Account
A savings account with a higher rate of interest – without the hassle of a fixed time commitment.
This account has a tiered interest schedule that pays higher interest rates on higher balances.
Must deposit $2,500.00 to open
Interest is calculated daily on the collected balance
Interest is compounded monthly and credited to your account monthly on the statement date
Each day your collected balance is $2,500.00 or more you will earn interest on the entire balance
The monthly service charge is based on account activity. The monthly maintenance fee is $8.00 and $.05 for each item deposited.
This is a limited transaction account. You may make six (6) withdrawals or transfers from your account per statement cycle. This does not include transactions made in person at the bank.
There is a $15.00 fee for each excess transaction paid on this account
Tiers: $2,500.00 – $24,999.99
$25,000.00 – $49,999.99
$50,000.00 and over
