Privacy Policy

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FACTS

WHAT DOES COMMERCIAL CAPITAL BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires as to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

  • Social Security number and account balances
  • Payment history and transaction history
  • Overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Commercial Capital Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes Commercial Capital
Bank share?		Can you limit this
sharing?
For our everyday business purposes--
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus 		YesNo
For our marketing purposes--
to offer our products and services to you 		NoWe don't share
For joint marketing with other financial
companies
NoWe don't share
For our affiliates' everyday business purposes--
information about your transactions and experiences		NoWe don't share
For our affiliates' everyday business purposes--
information about your creditworthiness		NoWe don't share
For nonaffiliates to market to youNoWe don't share
Questions
Call (318) 878-2274 or go to www.comcapbank.com
Who we are
Who is providing this notice?We are a community bank serving our customers.
What we do
How does Commercial Capital
Bank protect my personal 
information?		To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings.
How does Commercial Capital
Bank collect my personal
information?		We collect your personal information, for example, when you
- open an account or apply for a loan
- make deposits or withdrawals from your account or make a wire
transfer
- show your driver's license
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes
- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights 
to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be
financial and nonfinancial companies.
- Commercial Capital Bank has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can
be financial and nonfinancial companies.
- Commercial Capital Bank does not share with nonaffiliates so they
can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Commercial Capital Bank doesn't jointly market.