We understand that everyone has different needs when it comes to a checking account.
That’s why we offer you several different checking options to ensure that you get an account that is perfect for you. We offer everything from very simple, basic checking accounts to interest-bearing accounts, money market accounts and more.
Capitol Choice
Must deposit $50.00 to open
Monthly Service Charge on this account is $6.00 prior to any reimbursements.
May be reimbursed if you:
- Enroll in e-Statement – $2.00 refund per Statement Cycle
- 4 ACH (Credit / Debit) Per Statement Cycle – $2.00 refund per Statement Cycle
- 10 Signature based Debit Card Transactions – $2.00 refund per Statement Cycle
Unlimited check writing. Unlimited debit card transactions.
Platinum Club
This checking account comes with exclusive benefits for our customers.
Minimum opening deposit $50.00
Includes benefits such as
- Safe Deposit Box 50% discount
- Check orders at no cost
- fee-free cashiers checks and money orders.
Plus Accidental Death and Dismemberment Insurance, Cellular Telephone Protection, CyberScout-Lifestges (Idenity Theft Resolution).
Capital Thrifty
If you don’t write many checks each month and keep lower balances, this account may be the best choice for you.
Must deposit $50.00 to open
No minimum balance requirements
$5.00 maintenance fee per month
Checks in excess of 15 per statement cycle are charged $.25 per check
GREAT STUDENT ACCOUNT – Monthly Service Charge waived for ages 16-24 years with e-statement enrollment. Includes membership benefits of Cellular Telephone Protection and CyberScout-Lifestages (Identity Theft Resolution)
Platinum Club 55
For Ages 55 and older.
Must deposit $50.00 to open
Monthly service charge $5, can be avoided with a $500 minimum daily balance
Interest earned on balances $1500 and greater
Includes benefits –
- Safe Deposit Box 50% discount
- check orders at no cost
- fee-free cashier’s checks and money orders.
PLUS Accidental Death and Disbursement Insurance, Cellular Telephone Protection, Cyber Scout-Lifestages (Identity Theft Resolution).
Capital Choice
Must deposit $50.00 to open
Monthly Service Charge on this account is $6.00 prior to any reimbursements.
May be reimbursed if you:
- Enroll in e-Statement – $2.00 refund per Statement Cycle
- 4 ACH (Credit / Debit) Per Statement Cycle – $2.00 refund per Statement Cycle
- 10 Signature based Debit Card Transactions – $2.00 refund per Statement Cycle
Unlimited check writing. Unlimited debit card transactions.
Junior Bankers Special
Specifically designed for customers under the age of 18.
Must deposit $50.00 to open
The minimum balance fee will be waived if the trustee has existing accounts with Commercial Capital Bank
You may make one (1) withdrawal per month
Additional withdrawals will be $2.00 per excess withdrawal per month
Regular Savings
Ideal for people who need to start small.
The interest rate paid is established at the sole discretion of Commercial Capital Bank and may change at any time
Interest begins to accrue on the business day you make a deposit
Interest is compounded and paid to your account quarterly
Must deposit $100.00 to open
You may make one (1) withdrawal per month. The charge for additional withdrawals is $2.00 per withdrawal.
A minimim balance fee of $1.00 will be charged each month the balance in your account falls below $100.00<
Quarterly statements will be mailed
Monthly statements will be mailed to savings accounts with any EFT activity during the month (e.g. direct deposits)
Junior Bankers Special
Specifically designed for customers under the age of 18.
Must deposit $50.00 to open
The minimum balance fee will be waived if the trustee has existing accounts with Commercial Capital Bank
You may make one (1) withdrawal per month
Additional withdrawals will be $2.00 per excess withdrawal per month
Putting money into a savings account is a helpful habit that everyone should consider developing.
Having money set aside can prove to be essential for you and your family by giving you the financial flexibility and resources to meet life’s little emergencies – or even to take advantage of unexpected opportunities.
At Commercial Capital Bank we offer a Regular Savings Account that is ideal for most individuals – as well as a Junior account for children under the age of 18. We believe that you’re never too young to start learning the value and importance of saving money to help secure your financial future.
Putting money into a savings account is a helpful habit that everyone should consider developing.
Having money set aside can prove to be essential for you and your family by giving you the financial flexibility and resources to meet life’s little emergencies – or even to take advantage of unexpected opportunities.
At Commercial Capital Bank we offer a Regular Savings Account that is ideal for most individuals – as well as a Junior account for children under the age of 18. We believe that you’re never too young to start learning the value and importance of saving money to help secure your financial future.
Junior Bankers Special
Specifically designed for customers under the age of 18.
Must deposit $50.00 to open
The minimum balance fee will be waived if the trustee has existing accounts with Commercial Capital Bank
You may make one (1) withdrawal per month
Additional withdrawals will be $2.00 per excess withdrawal per month
Regular Savings
Ideal for people who need to start small.
The interest rate paid is established at the sole discretion of Commercial Capital Bank and may change at any time
Interest begins to accrue on the business day you make a deposit
Interest is compounded and paid to your account quarterly
Must deposit $100.00 to open
You may make one (1) withdrawal per month. The charge for additional withdrawals is $2.00 per withdrawal.
A minimim balance fee of $1.00 will be charged each month the balance in your account falls below $100.00<
Quarterly statements will be mailed
Monthly statements will be mailed to savings accounts with any EFT activity during the month (e.g. direct deposits)
Junior Bankers Special
Specifically designed for customers under the age of 18.
Must deposit $50.00 to open
The minimum balance fee will be waived if the trustee has existing accounts with Commercial Capital Bank
You may make one (1) withdrawal per month
Additional withdrawals will be $2.00 per excess withdrawal per month
Commercial Capital Bank offers a variety of consumer loans at competitive rates.
Our experienced loan officers will be happy to work with you to try and structure a home, auto or personal loan that best fits your needs and financial circumstances. In addition to providing personalized service, we also offer you the advantage of quick decisions when it comes to loans, because all lending decisions are made by local bank officers and directors.
Personal Loans
Financial needs can arise, sometimes without warning. Personal loans cover practically any type of financial need, with no minimum loan amount.
Home Loans
We offer 15-year and 20-year home loans and also specialize in loans for mobile homes.
Auto Loans
Our loans can be used for new and used automobiles as well as virtually any type of vehicle.
Personal Loans
Financial needs can arise, sometimes without warning. Personal loans cover practically any type of financial need, with no minimum loan amount.
Commercial Capital Bank offers a wide range of options on our Certificates of Deposit.
We can help you choose which maturity term and interest rate best fits your needs.
Certificates of Deposit are a low-risk investment providing you with a higher fixed interest rate than a daily savings account. Commercial Capital Bank offers an Add-On Certificate of Deposit that allows you flexibility with your money.
Call Us Today and ask us about our Add-On Certificate of Deposit.
It is never too early to save for the future
An IRA is a personal savings plan that provides income tax advantages to individuals saving money for retirement purposes.
Call Us Today and ask us about starting an IRA!
Health Savings Account
A Health Savings Account is a tax-exempt trust or custodial account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan.
Contact Us today for more information.
Commercial Capital Bank has a variety of sizes of safe deposit boxes to meet your needs at reasonable and affordable rates.
Please contact us today and let us help you with your safe deposit box needs.
RESOURCES

What Can We Do For You?
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Has your card been stolen or misplaced?
To reduce your exposure to fraud, we urge you to contact us immediately. Your existing card will be cancelled, we will review your most recent charges with you to confirm the presence of fraudulent use, and a new card will be ordered for you.
What will you need?
When reporting your card lost or stolen, you may be asked to confirm some of the following information for identity purposes:
- Account holder’s name, date of birth, and social security number.
- The date of your last valid transaction, location, and the amount.
- Account address and phone number.
- Account phone passcode.